Before you begin your search, it's important to know how much you can afford. Contact your bank or contact a local mortgage lender to begin the process.

A local lender will help you determine how much you can afford, advise you on a programs you may qualify for, and provide you with a written pre-approval letter. 

Working with a local lender is important to your success. They know the market dynamics and the towns you may be searching in.

Contact me if you need a referral to a reputable local lender.

In Vermont, consumers have a right to choose whether they will be represented as a CLIENT or remain a CUSTOMER of a real estate professional when buying or selling property.

You become a Buyer Client by signing an Exclusive Right to Represent Buyer Agreement. As a Buyer Client, I will:

• Maintain confidentiality
• Promote your best interests
• Provide advice and counsel
• Assist in negotiations

*It is important to note that you are a CUSTOMER until you have a signed agreement in place, and you should not share confidential information.

As a Buyer's Agent, we are here to guide you, answer your questions, and help you make an informed decision.

A Buyer's Agent will:

• Promote your best interest
• Conduct an in-depth consultation to identify your needs
• Schedule property showings
• Analyze the market conditions and features may affect a property's value
• Navigate the transaction process from disclosures and contingencies to final walk-thru
• Negotiate on your behalf to protect your interests
• Be your resource after the closing

While some of the parties may change based on the financing and terms of the contract, generally the following parties are involved in a real estate transaction:

• Seller
  • Listing Agent
  • Seller's attorney

• Buyer
  • Buyer's Agent
  • Lender
  • Appraiser
  • Property Inspector
  • Buyer's Attorney